RISKS, SELECTION, AND PRICING OF PROJECTS

Lendosphere advises investors to exercise caution before investing in any crowdfunding project. Investing comes with risks, including the risk of partial or total loss of invested funds. Your investments are not covered by deposit guarantee schemes established in accordance with Directive 2014/49/EU of the European Parliament and the Council*. Your investments are also not covered by investor compensation schemes established in accordance with Directive 97/9/EC of the European Parliament and the Council**.

You may receive no returns on your investments.

This is not a savings product, and we advise you not to invest more than 10% of your wealth in crowdfunding projects.

You may not be able to sell your financial titles when you want to. If you are able to sell them, you may still incur losses.

Despite the careful selection of projects, in case of default by a project developer, you may use to a debt collection company.

* Directive 2014/49/EU of the European Parliament and of the Council of 16 April 2014 on deposit guarantee schemes, Official Journal L 173, 12 June 2014, p. 149.
** Directive 97/9/EC of the European Parliament and of the Council of 3 March 1997 on investor compensation schemes, Official Journal L 84, 26 March 1997, p. 22.